ANNUITY: SALARY FOR LIFE

Annuity options guarantee a salary for life to pensioners, meaning: that monthly anticipated credit alert aka. Iya Lati  among Civil servant will never stop coming even after retirement.

HUSTLE MUST PAY... (AMEN)

Yes! we all pray for our Hustle to pay off. 

In doing that we go all out carrying so much risk: health, accidents, theft etc. when risk is way more higher than payoff, then the hustle for success becomes a rat race of a circular movement.

To enjoy the dividend of our hustle we need to identify those personal and business risk and try to mitigate the hazards. Achieving above I will explain briefly what  Personal risks are, identifies different daily personal risks and finally proffer one of the best ways to reduce our risk exposure.

Personal risk is any activity that exposes you to the risk of losing something of value i.e our Investment and daily hustle.

Let's examine our daily activities to spot out different risks:

One valid fact is that, we can't do without risk, it follows us everywhere like our shadow, especially here in Nigeria:

We wake every morning to set out for our businesses, there's no guarantee you will get back home.

You have to transport yourself from one place to the other, here one is prone to accident even when you are very careful.

In business, you interact with other people, by so doing one could contract a disease, you could trip and fall and as a consequence, you break a bone and the rest.

In the light of all this risk, you need money to keep going, hence you deep into your savings or emergency funds (that's if you have one), if you don't the hustle get paused and crippled for some times and leads to loss of income while expenses keep going and it get worst when we have those that depends on us.

Since we can't part with risk, the best thing to do is to shift our risk to risk carrying institutions (Insurance firms) to help carry the burden at a relatively low premium in comparison to the full damage.

Below are different Insurance you can buy to protect yourself and loved ones and keep the hustle going and real.

Personal accidents- provide cover against any domestic accidents

Investment plans - Secure the lives of your dependents and also help you grow your savings and emergency funds.

For personal advice and consultation, see contact below:

Segun Adeboye

08027581478

adeboyesegun7@gmail.com

Cornerstone Insurance Plc 

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Comprehensive Motor Insurance: Flood Extension

Flood Extension Cover on Your Comprehensive Motor Vehicle Insurance

Does your Comprehensive Motor Vehicle Insurance include includes Flood Extension Cover?

(Insurance/Finance) Save or spend?

Save or Spend?

Majority of Nigerians do a pretty poor job of saving their money, both in terms of retirement savings and savings for rainy-day expenses.

MEANING OF EXCESS BUY BACK IN YOUR INSURANCE POLICY

Excess is provided for in all comprehensive insurance to make the vehicle owner conscious to try and prevent accidents or losses by making the insured bear part of the claims arising from such incidents, accidents, or mishaps. 

The owner or the insured either pays for the excess cover ahead, at the time of doing the insurance, or each time there is a claim. So he or she may decline to pay for the excess, but he or she will be paid any claim less the amount of the excess. 

Cornerstone Insurance pays 100% of all claims arising from any mishap! 

I advise paying for excess.